Mortgage Calculator
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Argentina Mortgage Calculator

Your loan

ARS
20% · Loan amount: ARS 248,000,000
ARS
%
years
%

Pre-filled estimate: central-bank rate 29.00% plus a typical lender margin. Replace it with your lender's offer.

Monthly payment
ARS 6,409,713
Where your monthly payment goes
  • Principal & interestARS 6,409,713
Total interest
ARS 1,674,913,940
Total of all payments
ARS 1,922,913,940
Paid off in
25 yr 0 mo
Loan-to-value
80%
Cash needed at purchase
ARS 71,300,000

Upfront costs

  • Down paymentARS 62,000,000
  • Closing costs
    %
    ARS 9,300,000
  • Cash needed at purchaseARS 71,300,000

What if interest rates change?

Your payment today is just the start. See how it could move if rates go up or down during your loan.

Your rate is fixed for the whole term, so market moves won't change your payment. Choose a variable or fixed-period loan above to see the effect — or use this to judge whether refinancing could pay off.

Loan balance over time

  • Remaining balance
  • Interest paid (cumulative)
  • Principal paid (cumulative)
Loan balance over timeARS 0ARS 500MARS 1BARS 1.5BARS 2B0510152025

Interest rates in Argentina

Monthly averages. Sources: Bank for International Settlements

Shows the central-bank policy rate. Mortgage rates are usually higher.

Interest rates in Argentina20%40%60%80%100%120%140%201520172019202120232025

Frequently asked questions

How is the monthly mortgage payment calculated?

For an equal-payment loan, the payment is P × i × (1 + i)^n ÷ ((1 + i)^n − 1), where P is the loan amount, i the monthly interest rate and n the number of months. Taxes, insurance and fees are added on top.

What is the current average mortgage rate in Argentina?

Argentina does not publish an official average mortgage rate that we can track. Ask several lenders for quotes and enter the rate in the calculator.

How much does a 1-point rate rise change my payment?

On a ARS 248,000,000 loan over 25 years, going from 31.00% to 32.00% raises the monthly payment from ARS 6,409,713 to ARS 6,615,798 — about ARS 206,085 more each month.

What upfront costs should I budget for in Argentina?

On a ARS 310,000,000 purchase, expect about ARS 9,300,000 in taxes and fees on top of your down payment. The breakdown is shown in the calculator above.

Can this calculator predict future interest rates?

No. The scenario tool shows a range of possible outcomes based on the band you choose. Nobody can predict rates reliably — use it to check whether you could still afford the loan if rates rise.

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